©2022PayPalInc.Confidentialandproprietary.EuropePayPale-CommerceIndexNovember20222©2022PayPalInc.Confidentialandproprietary.AbouttheresearchThisresearchreportwasproducedbyPayPal,basedonastudyconductedbyACAResearchwithn=15,221consumersandn=4,604businesses.Itcontainsgeneralobservationsabouttrendsine-Commerce,socialcommerce,BuyNowPayLaterandcrossborderaswellasinvolvingcryptocurrency,NFTsandthemetaverse.Thestudydoesnottakeintoaccounttheobjectives,situationorneedsofanyspecificbusinessorindividual.TheconsumerresearchconductedbyACAResearchconsistedofa15-minuteonlinesurveyofn=15,221consumersacross12differentmarketsaged18-75years,exploringadoption,usageandsentim...
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