BankofCanadastaffdiscussionpapersarecompletedstaffresearchstudiesonawidevarietyofsubjectsrelevanttocentralbankpolicy,producedindependentlyfromtheBank’sGoverningCouncil.Thisresearchmaysupportorchallengeprevailingpolicyorthodoxy.Therefore,theviewsexpressedinthispaperaresolelythoseoftheauthorsandmaydifferfromofficialBankofCanadaviews.NoresponsibilityforthemshouldbeattributedtotheBank.DOI:https://doi.org/10.34989/sdp-2022-23ISSN1914-0568©2022BankofCanadaStaffDiscussionPaper/Documentd’analysedupersonnel—2022-23Lastupdated:December28,20222021Methods-of-PaymentSurveyReportbyChristopherHenry,1MatthewShimoda1andJuliaZhu21CurrencyDepartment2CorporateServicesBan...