FEBRUARY2022HARRYCARRAMELIASTEWARTTHEDUBLEWHAMMYMAPPINGTHEUK’SPERSONALDEBT2OpenAccess.Somerightsreserved.OpenAccess.Somerightsreserved.Asthepublisherofthiswork,Demoswantstoencouragethecirculationofourworkaswidelyaspossiblewhileretainingthecopyright.Wethereforehaveanopenaccesspolicywhichenablesanyonetoaccessourcontentonlinewithoutcharge.Anyonecandownload,save,performordistributethisworkinanyformat,includingtranslation,withoutwrittenpermission.ThisissubjecttothetermsoftheCreativeCommonsByShareAlikelicence.Themainconditionsare:•Demosandtheauthor(s)arecreditedincludingourwebaddresswww.demos.co.uk•Ifyouuseourwork,yousharetheresultsunderasimilarlicenceAfullc...
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