MONDAY,SEPTEMBER18,2023~VOL.CCLXXXIINO.66WSJ.comHHHH$5.00Lastweek:DJIA34618.24À41.650.1%NASDAQ13708.33g0.4%STOXX600461.93À1.6%10-YR.TREASURYyield4.321%OIL$90.77À$3.26EURO$1.0660YEN147.85Therestartofstudent-loanpaymentscoulddivertupto$100billionfromAmer-icans’pocketsoverthecom-ingyear,leavingconsumerssqueezedandsomeofthenation’slargestretailersfear-ingaspendingslowdown.A1Instacartwillleavemanyofitslaterinvestorswithsig-nificantpaperlosseswhenitlistsinthecomingweek,asignofthepainventurecap-italistsfaceafteryearsoffast-and-loosespending.A1AgrowingexpectationthattheFedwillkeepinterestrateshigherforlongerthreat-enstostiflethetech-stockrally,potentia...